XRP’s Bullish Surge: Banking License and Regulatory Compliance Fuel Optimism
XRP has experienced a notable 3.2% surge following Ripple's strategic shift toward regulatory compliance, including its application for a national banking license with the Office of the Comptroller of the Currency. This move, coupled with plans for a NYDFS-regulated stablecoin (RLUSD), has sparked optimism among market participants. Technical indicators point to bullish momentum, with XRP potentially testing the $2.76 resistance level if the current pattern holds. The irony of Ripple, once seen as a rebel in the crypto space, now embracing federal oversight is not lost on observers. As of July 2025, these developments position XRP for potential growth, reflecting broader trends of institutional adoption and regulatory clarity in the cryptocurrency market.
Ripple's Banking License Ambitions Fuel XRP Optimism
XRP has surged 3.2% following Ripple's strategic pivot toward regulatory compliance. The blockchain firm has applied for a national banking license with the Office of the Comptroller of the Currency, seeking federal oversight alongside its planned NYDFS-regulated stablecoin RLUSD.
Technical indicators suggest bullish momentum, with XRP potentially testing $2.76 if the pattern holds. Market participants note the irony of the once-rebellious crypto now courting institutional legitimacy through banking channels.
SBI Moves $703 Million in XRP Ahead of Major Token Unlock
SBI Holdings, a key partner of Ripple, transferred 320 million XRP tokens worth $703 million just before Ripple's scheduled release of 1 billion XRP from escrow. The timing suggests a strategic MOVE to mitigate potential price suppression from the increased supply.
XRP's price has remained stagnant between $2.10 and $2.20, but analysts see potential for a breakout if it maintains support above $2.00. "XRP is gradually rising within a broad channel structure," noted market analyst Lingrid, pointing to accumulating buyer pressure NEAR resistance levels.
XRP Breaks 50 EMA, Rally to $3 Within Reach
XRP has surged past its 50-day Exponential Moving Average, a technical milestone that traders have been watching closely. The cryptocurrency, now trading around $2.27, has broken free from a months-long congestion zone between $2.20 and $2.25. This decisive move signals a potential shift in market sentiment and opens the door for further gains.
The 50 EMA had previously acted as a stubborn resistance level, repeatedly stifling bullish momentum. Its breach suggests renewed investor confidence and could pave the way for a rally toward $3. Such a move WOULD mark a significant bullish phase for XRP, attracting fresh attention from both retail and institutional traders.
Mercado Bitcoin to Tokenize $200M in Real-World Assets on XRP Ledger
Mercado Bitcoin, Latin America's largest digital-assets marketplace, is set to tokenize over $200 million in real-world assets (RWAs) on the XRP Ledger (XRPL). This initiative, supported by Ripple, marks one of the region's most ambitious blockchain integrations to date.
The tokenized assets will include equity income and fixed-income instruments, accessible through a blockchain network certified by more than 70 central banks and financial institutions. The XRP Ledger, operational since 2012, has processed over 3.3 billion transactions without failure, boasting 200 decentralized validators and six million active wallets.
Ripple and Boston Consulting Group forecast the tokenization market to grow from $0.6 trillion in 2025 to $19 trillion by 2033, signaling accelerating institutional adoption of blockchain infrastructure.
XRP Traders Eye $10 as Ripple’s U.S. Banking Bid Builds Market Optimism
XRP consolidated over the past 24 hours, dipping 1.07% amid global economic uncertainty but holding key support at $2.20. The cryptocurrency's bullish structure remains intact, fueled by Ripple's institutional narrative and regulatory progress.
Ripple's application for a U.S. national banking license and a Federal Reserve master account could grant unprecedented access to traditional payment systems. Analysts highlight XRP's technical strength, with higher highs and lows across timeframes, while ETF speculation and CBDC bridge potential add to long-term optimism.
XRP Shows Resilience Amid Institutional Adoption of RLUSD
Ripple's XRP demonstrates underlying strength despite a 2.5% dip in the past 24 hours, buoyed by Switzerland's AMINA Bank becoming the first international institution to support Ripple's stablecoin RLUSD. The Zug-based digital asset specialist now offers custody and trading services for the regulated stablecoin, marking a pivotal moment for Ripple's cross-border payment ecosystem.
XRP maintains a 6% weekly gain and staggering 400% annual growth as institutional confidence grows. AMINA's endorsement follows RLUSD's recent regulatory approvals from Dubai's financial authority and New York's DFS, positioning the stablecoin as an emerging contender in the crowded stablecoin market.
